Sellers

Potential sellers will be provided with our letter of confidentiality in the first instance. The evaluation process will quickly enable the seller to assess the current market value when comparing internal costs. Opportunities that may allow you to consider selling can be because of the following:

• Residue from recent sale
• Market Exit
• Securities - step up dates or 10% rule.
• Balance Sheet Risk Profile.
• Liquidity issues
• Interest Rate Risk
• Loan Concentrations

Even if it is economically advantageous to sell a loan portfolio, concern over internal resources and time can delay or even prevent some sellers from moving forward. Lloyds Associates can provide experienced professionals to guide you through the processes of due diligence, provide referrals to experienced lawyers and timetables for completions so you can make the proper economic decisions, without worrying about internal resource constraints.